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One-off strategy working session (Deep-Dive)

Want to know where your cash is stuck?
A deep audit of your financial statements
and a 90-day action plan

No theory and no generic advice. A hands-on review of your P&L, balance sheet, cash flow, bank statements and receivables with CFO Daniel Igelnik. We find the profit leaks, close the cash gaps and leave you with a clear plan to get out of a squeeze or break through to the next stage of growth.

From ₪1,850 + VAT · 2-hour session + preparation · in Hebrew or Russian
How does it work?
Financial strategy session and statement review with CFO Daniel Igelnik
2-hour session + upfront review
We go through your real numbers together
The focus stays on the figures that decide how much cash is left in your bank account

Where is your business right now?

The session is built for business owners and CEOs with annual revenue of ₪1M to ₪10M who need an X-ray of their finances and solutions they can act on right away.

Cash gaps and a tightening squeeze

Sales are growing, but "Shotef + 60/90" payment terms are draining your working capital. Your bank credit lines are maxed out, and every month around the 10th and the 15th you scramble to cover payroll, VAT and tax advances.

Goal: stop the liquidity drain and protect your accounts

Profitable on paper, no cash in the bank

Your accountant shows a profitable P&L and sets tax advances accordingly, yet the bank account is empty. You can't tell which clients, products or projects are actually losing money.

Goal: find the black holes, recalculate costs and fix pricing

A growth ceiling and plans to scale

The business is stable, but revenue has stopped moving. You are thinking about a new branch, a bank loan or an investor, and you want to be sure you are not about to over-invest and run out of cash.

Goal: model payback scenarios and how much working capital growth needs
A proven, structured method

3 steps: from messy spreadsheets to full clarity

We don't spend your paid session time reading documents. All of the analysis is done before we meet, so the two hours go into decisions.

1

Upfront review of your documents

You send us P&L reports for the last 2 years, a current trial balance, 6 months of bank statements and a receivables aging report. Before the meeting we calculate liquidity ratios, margins and the real cash gaps.

2

A 2-hour working session

A private session with Daniel Igelnik, held in Hebrew or Russian, on Zoom or in person at our Petah Tikva office. We open the numbers on screen together, break down your cost structure, put a real cost on each hour and product, and pinpoint where the net profit disappears.

3

Your 90-day action plan

You leave with a structured document, not general tips: urgent steps for the first 30 days, a schedule for cutting hidden costs, a corrected pricing model and clear guidance for negotiating with your bank, suppliers and customers.

A practical result you can act on

What exactly do you walk away with?

3 to 5 critical money leaks, quantified A clear picture of exactly where the business loses money: loss-making contracts, credit gaps and excessive bank fees.
Your real break-even point The minimum monthly revenue and margin the business needs to cover all of its fixed and variable obligations without losing money.
A step-by-step 90-day roadmap A week-by-week table of priorities: what to do in the first 30, 60 and 90 days, which contract terms to change and how to stabilize your cash position.
Daniel Igelnik, founder of UMoney

Daniel Igelnik

Senior CFO, founder of UMoney

20+ years of financial management for businesses in Israel

"Your accountant reports to the Tax Authority on what has already happened. My job as a CFO is to look ahead: protect your cash flow, make sure the net profit actually stays in your bank account, and give you peace of mind about tomorrow."
Straight talk and full transparency Petah Tikva, Israel

Frequently asked questions

Everything you need to know before booking a strategy session.

How much does the strategy session cost?

Pricing starts from ₪1,850 + VAT and depends on the size of the business and the amount of data to analyze. We agree on the final price in advance, on a short free call, and nothing is added along the way.

How is this different from a meeting with my accountant (Roeh Heshbon)?

Your accountant makes sure the books comply with tax law and reports on what has already happened. A CFO session is about management finance: modeling the months ahead, managing working capital, reviewing your bank credit terms, calculating your true cost per product or hour and checking real profitability.

Which documents will I need to provide?

Once the date is set, you get a short and clear list: P&L reports for the last 2 years, an up-to-date trial balance (Maazan Bochen), bank statements for the last 6 months and an accounts receivable aging report. We sign a formal non-disclosure agreement (NDA) before you send anything.

Does the session commit me to a monthly CFO retainer?

No. The session is a complete, standalone product. You walk away with a ready action plan that you can implement on your own. If you later decide you want help putting it into practice, we will discuss ongoing support only if you ask for it.

Only a limited number of sessions each month

Ready to take back control of your finances
and see real profit in the bank?

Leave your details to book a personal financial strategy session. We will call you back for a short scheduling call and a quick check that the session is the right fit.

Your information is kept strictly confidential and covered by an NDA.